Build a New Home

Most residential construction is done by builders who purchase large tracts of land and build a number of new homes to form developments.  Other builders specialize in building custom homes for individual buyers, usually on land the buyer already owns.  Which one is right for you depends on your schedule, how unique you want your home to be, and how much you want to participate in the construction process.

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Choosing the right builder is a big part of getting the home you want.  Considerations like cost, location, and availability will play a role in your selection process, but three of the most important factors in choosing a builder are communication, experience, and reputation. 

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Financing to build a new home typically comes in the form of a construction-to-permanent loan.  This financing option has two parts: a loan to cover the costs of construction, and a mortgage on the finished (permanent) home. 

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Contact a construction loan specialist to learn more about our programs.

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