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Benefits for Existing Customers

 

SmartWatch®

When you become a GMAC Mortgage customer, our goal is to help you manage the investment in your home.

  • Get cash now
  • Lower your monthly payments
  • Save money over the life of your loan
  • Buy your next home

SmartWatch uses your loan information, current interest rates, and the estimated value of your home to show you a variety of options for achieving each of these goals.

SmartWatch Reports are mailed to eligible customers about twice each year. You can also view your report online whenever you want to—just log on to your online account or register now if you don't have one.

Most, but not all, GMAC Mortgage loans are eligible for SmartWatch at this time.


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GMAC HomeSolutions

As a GMAC Mortgage customer, you have exclusive access to homeownership resources through GMAC HomeSolutions. We've partnered with respected providers to deliver these valuable products and resources for your home and the life you're building in it.

For more information on any of these products, call us any time at 1-800-939-4622.

Equity RewardsSM Mastercard
Build equity and pay down your mortgage faster every time you use this card. You earn 1% on all net retail purchases — each time you make $2,500 worth of purchases, we will apply $25 directly to your mortgage balance on a quarterly basis. There's no annual fee, so apply online today or call 1-800-939-4622.

Mortgage Accelerator
Pay off your mortgage earlier, build equity faster, and pay less interest with the Equity Accelerator program. This optional biweekly payment program saves you time and money, and may help you reach your financial goals more quickly. Call 1-800-939-4622 for more information.

TotalProtect®
Every home needs repairs now and then — usually when you least expect it. That's why you need TotalProtect, an optional home service plan that not only ensures fast, high-quality repair service, but also covers your unexpected repair bills. Find out more by calling 1-800-939-4622.

Homeowners Insurance
Protect your home, your possessions, and your lifestyle with affordable, quality coverage. A licensed insurance agent will customize the right policy for your specific needs. To request a free, no obligation quote, call
1-800-939-4622.

Term Life Insurance
Term Life insurance is one of the most affordable ways to help protect your family. Request free rate quotes from leading companies online or call 1-800-939-4622.